I received my renewal notice today for my car insurance. It’s higher than other quotes, so I won’t be taking them up on the renewal, but reading through the small print I wasn’t surprised to see that they cover my payments in the event of sickness;
Monthly benefit equal to your monthly repayment if you are disabled for 30 days or more through injury, sickness or disease… up to �250…
However, further down the page I find the following exclusion to this cover;
…pre-existing medical conditions, AIDS or infection by HIV, self inflicted injury, taking drugs or alcohol, normal pregnancy, psychotic or mental disorders…
So my insurers cover payments of those who fall sick, but won’t cover the payments should a customer contract HIV or AIDS?